United States District Court, D. Nevada
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR GSAA HOME EQUITY TRUST 2006-6, ASSET-BACKED CERTIFICATES SERIES 2006-6, Plaintiff,
SFR INVESTMENTS POOL 1, LLC; and INDEPENDENCE II HOMEOWNERS' ASSOCIATION, Defendants. SFR INVESTMENTS POOL I, LLC, Counter/Cross-Claimant,
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR GSAA HOME EQUITY TRUST 2006-6, ASSET-BACKED CERTIFICATES SERIES 2006; MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE BENEFICIARY FOR ASTORIA FINANCIAL, LLC; ASHLEY THOMPSON, an individual, Counter/Cross-Defendants.
before the Court is the Motion for Summary Judgment, (ECF No.
32), filed by Plaintiff U.S. Bank National Association
(“Plaintiff”). Defendants SFR Investments Pool 1,
LLC (“SFR”) and Independence II Homeowners'
Association (“HOA”) (collectively
“Defendants”) filed Responses, (see ECF
No. 34, 40), to which Plaintiff filed a Reply, (see
ECF No. 49).
pending before the Court are HOA's Motion for Summary
Judgment, (ECF No. 31), and SFR's Motion for Summary
Judgment, (ECF No. 33). Plaintiff filed Responses, (ECF Nos.
35, 42), and both HOA and SFR filed Replies, (ECF No. 43,
51). For the reasons discussed below, the Court
GRANTS Plaintiff's Motion and
DENIES HOA's and SFR's Motions.
filed its Complaint on April 24, 2017, asserting claims
involving the non-judicial foreclosure on real property
located at 9329 Leisel Avenue, Las Vegas, Nevada 89148, APN
176-08-118-008 (the “Property”). (Compl. ¶
1, ECF No. 1). On December 19, 2005, Ashley Thompson
purchased the Property by way of a loan in the amount of
$198, 350.00 secured by a Deed of Trust (“DOT”).
(Id. ¶¶ 9-10).
April 16, 2012, HOA, through its agent Nevada Association
Services, Inc. (“NAS”), recorded a notice of
delinquent assessment lien. (Id. ¶ 13). On June
8, 2012, HOA recorded a notice of default and election to
sell to satisfy the delinquent assessment lien. (Id.
¶ 14). On January 9, 2013, HOA recorded a notice of
foreclosure sale. (Id. ¶ 15). On February 1,
2013, SFR purchased the Property at the foreclosure sale
pursuant to NRS § 116.1113. (Id. ¶ 16).
asserts the following causes of action against various
parties involved in the foreclosure and subsequent sales of
the Property: (1) quiet title with a requested remedy of
declaratory judgment; (2) quiet title with a requested remedy
of declaratory judgment under the Fifth and Fourteenth
Amendment; (3) injunctive relief; and (4) unjust enrichment.
Federal Rules of Civil Procedure provide for summary
adjudication when the pleadings, depositions, answers to
interrogatories, and admissions on file, together with the
affidavits, if any, show that “there is no genuine
dispute as to any material fact and the movant is entitled to
judgment as a matter of law.” Fed.R.Civ.P. 56(a).
Material facts are those that may affect the outcome of the
case. Anderson v. Liberty Lobby, Inc., 477 U.S. 242,
dispute as to a material fact is genuine if there is
sufficient evidence for a reasonable jury to return a verdict
for the nonmoving party. Id. “Summary judgment
is inappropriate if reasonable jurors, drawing all inferences
in favor of the nonmoving party, could return a verdict in
the nonmoving party's favor.” Diaz v. Eagle
Produce Ltd. P'ship, 521 F.3d 1201, 1207 (9th Cir.
2008) (citing United States v. Shumway, 199 F.3d
1093, 1103-04 (9th Cir. 1999)). A principal purpose of
summary judgment is “to isolate and dispose of
factually unsupported claims.” Celotex Corp. v.
Catrett, 477 U.S. 317, 323-24 (1986).
determining summary judgment, a court applies a
burden-shifting analysis. “When the party moving for
summary judgment would bear the burden of proof at trial, it
must come forward with evidence which would entitle it to a
directed verdict if the evidence went uncontroverted at
trial. In such a case, the moving party has the initial
burden of establishing the absence of a genuine issue of fact
on each issue material to its case.” C.A.R. Transp.
Brokerage Co. v. Darden Rests., Inc., 213 F.3d 474, 480
(9th Cir. 2000) (citations omitted). In contrast, when the
nonmoving party bears the burden of proving the claim or
defense, the moving party can meet its burden in two ways:
(1) by presenting evidence to negate an essential element of
the nonmoving party's case; or (2) by demonstrating that
the nonmoving party failed to make a showing sufficient to
establish an element essential to that party's case on
which that party will bear the burden of proof at trial.
Celotex Corp., 477 U.S. at 323-24. If the moving
party fails to meet its initial burden, summary judgment must
be denied and the court need not consider the nonmoving
party's evidence. Adickes v. S.H. Kress &
Co., 398 U.S. 144, 159-60 (1970).
moving party satisfies its initial burden, the burden then
shifts to the opposing party to establish that a genuine
issue of material fact exists. Matsushita Elec. Indus.
Co. v. Zenith Radio Corp., 475 U.S. 574, 586 (1986). To
establish the existence of a factual dispute, the opposing
party need not establish a material issue of fact
conclusively in its favor. It is sufficient that “the
claimed factual dispute be shown to require a jury or judge
to resolve the parties' differing versions of the truth
at trial.” T.W. Elec. Serv., Inc. v. Pac. Elec.
Contractors Ass'n, 809 F.2d 626, 631 (9th Cir.
1987). In other words, the nonmoving party cannot avoid
summary judgment by relying solely on conclusory allegations
that are unsupported by factual data. Taylor v.
List, 880 F.2d 1040, 1045 (9th Cir. 1989). Instead, the
opposition must go beyond the assertions and allegations of
the pleadings and set forth specific facts by producing
competent evidence that shows a genuine issue for trial.
Celotex Corp., 477 U.S. at 324.
summary judgment, a court's function is not to weigh the
evidence and determine the truth but to determine whether
there is a genuine issue for trial. Anderson, 477
U.S. at 249. The evidence of the nonmovant is “to be
believed, and all justifiable inferences are to be drawn in
his favor.” Id. at 255. But if the evidence of
the nonmoving party is merely colorable or is not
significantly probative, summary judgment may be granted.
Id. at 249-50.
asserts claims against Defendants for quiet title, injunctive
relief, and unjust enrichment. The Court first considers the
impact of the Ninth Circuit's ruling in Bourne Valley
Court Trust v. Wells Fargo Bank, NA, 832 F.3d 1154 (9th
Cir. 2016), cert. denied, No. 16-1208, 2017 WL