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Assurance Co. of America v. Ironshore Specialty Insurance Co.

United States District Court, D. Nevada

October 12, 2017

ASSURANCE CO. OF AMERICA, et al. Plaintiffs,
v.
IRONSHORE SPECIALTY INS. CO., Defendant.

          William C. Reeves State Bar No. 8235 MORALES FIERRO & REEVES Attorneys for Plaintiffs

          ORDER RE: FINDINGS OF FACT AND CONCLUSIONS OF LAW

          GLORIA M. NAVARRO, CHIEF JUDGE UNITED STATES DISTRICT COURT

         This Court, having presided over a trial on the briefs in this matter and considering the evidence and argument of the parties, finds as follows:

         Findings of Fact

         Plaintiffs Assurance Company of America and Northern Insurance Company of New York (collectively "Zurich") are insurance companies with a common corporate parent. Dkt. No. 26, 1:20-26. Defendant Ironshore Specialty Insurance Company ("Ironshore") is also an insurance company. Dkt. No. 6, 1:28-2:3.[1] In this case, Zurich seeks contribution from Ironshore as to sums the former incurred in connection with the defense and settlement of underlying lawsuits.

         I. Policies

         At issue in this case are lawsuits in which the following common insureds were named as parties:

• Cedco, Inc. ("Cedco")
• Laird Whipple Concrete Construction, Inc. ("Laird Whipple")
• PR Construction Corp. ("PR Construction")
• Stewart & Sundell Concrete, Inc. ("Stewart & Sundell")
• Sunworld Landscape and Construction, LLC ("Sunworld")
• Universal Framing, LLC ("Universal Framing")
Zurich issued the following general liability insurance policies to Cedco:
• Policy No.: CON50022947 (effective 04/12/01-04/12/02); and
• Policy No.: CON50022947 (effective 04/12/02-04/12/03).

Exs. 1-2.

Zurich issued the following general liability insurance policies to Laird Whipple:
• Policy No.: SCP38949211 (effective 10/12/00-10/12/01).

Ex. 624.

Zurich issued the following general liability insurance policies to PR Construction:
• Policy No.: CON 33083339 (effective 08/01/99-08/01/00);
• Policy No.: CON 33083339 (effective 08/01/00-08/01/01); and
• Policy No.: CON 33083339 (effective 08/01/01-08/01/02).

Exs. 5-7.

Zurich issued the following general liability policies to Stewart & Sundell:
• Policy No.: 1849622 (effective 03/01/94-03/01/95)
• Policy No.: EPA24788847 (effective 03/01/95-03/01/96);
• Policy No.: EPA28258722 (effective 03/01/96-03/01/97);
• Policy No.: EPA30907464 (effective 03/01/97-03/01/98);
• Policy No.: EPA32604960 (effective 03/01/98-03/01/99);
• Policy No.: CON32604960 (effective 03/01/99-03/01/00);
• Policy No.: CON32604960 (effective 03/01/00-03/01/01); and
• Policy No.: CON32604960 (effective 03/01/01-03/01/02).

Exs. 11-18.

Zurich issued the following general liability policies to Sunworld:
• Policy No.: CON98713598 (effective 05/16/01-05/16/02).

Ex 21.

Zurich issued the following commercial general liability policies to Universal Framing:
• Policy No. SCP39574349 (effective 01/07/03-01/07/04);
• Policy No. SCP39574349 (effective 01/07/04-01/07/05);
• Policy No. SCP39574349 (effective 01/07/05-01/07/06); and
• Policy No. SCP39574349 (effective 01/07/06-01/07/07).

Exs 24-27.

Ironshore issued Cedco the following general liability policies:
• Policy No.: 018ER0905001 (effective 06/01/09-06/01/10); and
• Policy No.: 00194200 (effective 04/01/10-04/01/11).

Exs. 4, 505.

Ironshore issued Laird Whipple the following general ...

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