Presently before the court is plaintiff California Casualty Indemnity Exchange's ("plaintiff") motion for summary judgment. (Doc. # 22). Defendant American Family Insurance Group ("defendant") filed a response in opposition (doc. # 25), and the plaintiff filed a reply (doc. # 27).
Also before the court is defendant's motion for summary judgment (doc. # 23). Plaintiff filed a response in opposition (doc. # 26), and the defendant filed a reply (doc. # 28).
The facts in this case are undisputed. On October 16, 2009, Dallas Hoff ("Hoff") loaned a 1994 Isuzu Rodeo to his granddaughter Nicole Taylor ("Taylor"). Hoff had an insurance policy with plaintiff. Taylor had an insurance policy with defendant. That same day while driving the Rodeo, Taylor failed to yield the right of way at an intersection and struck a car driven by Nicole Mendoza-Asprer ("Mendoza").
Mendoza filed suit in state court against Taylor and Hoff. Both plaintiff and defendant represented their respective clients in the state court action (plaintiff represented Hoff and defendant represented Taylor). On May 4, 2011, plaintiff paid $100,000 to Mendoza in a settlement, and obtained a release for itself, its insured, and for all potentially responsible parties, including defendant.
Plaintiff then filed suit in state court against defendant asserting claims of indemnification and contribution from the settlement with Mendoza in the prior action. Defendant removed to this court. The parties seek interpretation of competing clauses in their insurance policies with their respective insureds. The issue is whether defendant is liable to plaintiff for a prorata share of the $100,000 settlement in the prior action based on the competing "other insurance" clauses in plaintiff's insurance policy with Hoff and defendant's insurance policy with Taylor.
The Federal Rules of Civil Procedure provide for summary adjudication when the pleadings, depositions, answers to interrogatories, and admissions on file, together with the affidavits, if any, show that "there is no genuine issue as to any material fact and that the movant is entitled to a judgment as a matter of law." Fed. R. Civ. P. 56(a). A principal purpose of summary judgment is "to isolate and dispose of factually unsupported claims." Celotex Corp. v. Catrett, 477 U.S. 317, 323--24 (1986).
In determining summary judgment, a court applies a burden-shifting analysis. "When the party moving for summary judgment would bear the burden of proof at trial, it must come forward with evidence which would entitle it to a directed verdict if the evidence went uncontroverted at trial. In such a case, the moving party has the initial burden of establishing the absence of a genuine issue of fact on each issue material to its case." C.A.R. Transp. Brokerage Co. v. Darden Rests., Inc., 213 F.3d 474, 480 (9th Cir. 2000) (citations omitted).
In contrast, when the nonmoving party bears the burden of proving the claim or defense, the moving party can meet its burden in two ways: (1) by presenting evidence to negate an essential element of the nonmoving party's case; or (2) by demonstrating that the nonmoving party failed to make a showing sufficient to establish an element essential to that party's case on which that party will bear the burden of proof at trial. See Celotex Corp., 477 U.S. at 323--24. If the moving party fails to meet its initial burden, summary judgment must be denied and the court need not consider the nonmoving party's evidence. See Adickes v. S.H. Kress & Co., 398 U.S. 144, 159--60 (1970).
If the moving party satisfies its initial burden, the burden then shifts to the opposing party to establish that a genuine issue of material fact exists. See Matsushita Elec. Indus. Co. v. Zenith Radio Corp., 475 U.S. 574, 586 (1986). To establish the existence of a factual dispute, the opposing party need not establish a material issue of fact conclusively in its favor. It is sufficient that "the claimed factual dispute be shown to require a jury or judge to resolve the parties' differing versions of the truth at trial." T.W. Elec. Serv., Inc. v. Pac. Elec. Contractors Ass'n, 809 F.2d 626, 631 (9th Cir. 1987).
In other words, the nonmoving party cannot avoid summary judgment by relying solely on conclusory allegations that are unsupported by factual data. See Taylor v. List, 880 F.2d 1040, 1045 (9th Cir. 1989). Instead, the opposition must go beyond the assertions and allegations of the pleadings and set forth specific facts by producing competent evidence that shows a genuine issue for trial. See Celotex Corp., 477 U.S. at 324.
At summary judgment, a court's function is not to weigh the evidence and determine the truth, but to determine whether there is a genuine issue for trial. See Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 249 (1986). The evidence of the non-movant is "to be believed, and all justifiable inferences are to be drawn in his favor." Id. at 255. But if the evidence of the nonmoving party is ...